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When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is […]
What Buyers Need To Know About Homeowners Association Fees Read More »
If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?” But when you ask that question, you may be putting your needs on the back burner
Why Would I Move with a 3% Mortgage Rate? Read More »
Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff you might expect. As U.S. News Real Estate explains: “. . . not every home renovation project will increase the resale
Home Projects That Boost Value Read More »
As you think ahead to your own move, you may have noticed some houses sell within days, while others linger. But why is that? As Redfin says: “. . . today’s housing market has been topsy-turvy since the pandemic. Low inventory (though rising) and high prices have created a strange mix: Some homes are flying
Why Some Homes Sell Faster Than Others Read More »
Some Highlights Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity. Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash. If
Your Home Equity Could Make Moving Possible Read More »
Fill the Purse Happy Mother’s Day! Join forces with my office and me on this fundraiser to bring a little respite and joy to local women living in shelters. It takes a village. Let’s be part of the solution! All purses and toiletries will be delivered to local shelters in Northern Virginia. You can drop
Some Highlights Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts. Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation. The best way to avoid
If the Asking Price Isn’t Compelling, It’s Not Selling Read More »
If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – getting pre-approved early is still one of the smartest moves you can make. Why? Because, like anything in life, the right prep work makes things clearer. The best time to get serious
Pre-Approval Isn’t Commitment – It’s Clarity Read More »
As a First-time home buyer As a first-time real estate homebuyer, the process can feel daunting and overwhelming. To help you navigate it successfully, here are ten common mistakes to avoid on your journey to homeownership 1. Not Getting Pre-Approved First It’s tempting to skip pre-approval when you’re just starting the homebuying process. There are
Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application. Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t
Things To Avoid After You Apply for a Mortgage Read More »
